Blog · SEO & GEO
Getting paid across the UK, NI & Ireland
Short, practical articles for freelancers and micro businesses. Educational only — not legal advice. Operated by Lucro Limited.
- ·7 min·UK
UK statutory late payment interest: how freelancers calculate it (2026)
Plain-English guide to UK B2B late payment interest under the 1998 Act — Bank of England base + 8%, fixed compensation bands, and a free calculator.
- ·6 min·NI
Northern Ireland freelancers: late payment rights without the drama
How NI freelancers can think about overdue invoices, UK-style statutory interest, GBP banking, and cross-border clients in ROI or GB.
- ·7 min·IE
Ireland (ROI) late payment rules for freelancers — ECB + 8pp explained simply
Republic of Ireland B2B late payment in plain English: Late Payment Regulations 2012, ECB reference + 8 percentage points, euro invoicing, and a free ROI calculator.
- ·8 min·UK · NI · IE
UK vs Ireland late payment interest compared (for freelancers who work both)
Side-by-side comparison of UK/NI-style BoE + 8% regimes and Ireland ROI ECB + 8pp — plus when currency and contract law diverge.
- ·6 min·UK · NI · IE
A 4-step invoice reminder sequence for UK & Ireland freelancers
A calm, reusable chase sequence for overdue invoices — polite, firm, statutory-aware — without sounding like a debt collector.
- ·5 min·UK
London freelancers: overdue invoices without burning the agency
GEO guide for London and wider GB freelancers chasing late agency and startup invoices — timing, tone, and statutory interest as backup.
- ·5 min·IE
Dublin freelancers: getting paid on time in a small market
Practical payment habits for Dublin and ROI freelancers — euro invoicing, reminder timing, and when ROI late-payment rules help.
- ·6 min·UK · NI · IE
What to put on a freelancer invoice (UK, NI, Ireland checklist)
Minimum fields for a professional freelance invoice across the UK, Northern Ireland, and Ireland — bank details, VAT, terms, and late-payment wording.
Free tools
Prefer numbers over essays? Statutory interest calculators for UK, Northern Ireland, and Ireland.